BayFirst Blog

Steps to Take Before House Hunting this Homebuying Season

April 12, 2022

Spring homebuying season is fast approaching, bringing with it the potential for even more demand and higher prices, all while mortgage rates continue to rise. In short, this year’s traditional selling season is shaping up to be anything but. 

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Tips for Small Businesses Seeking Loans in the Face of Inflation

March 28, 2022

As inflation extends its hold on US small businesses, many owners are reaching their tipping points and turning to banks for help. To assist small business owners navigate the current economy and increase their chances of getting approved for an SBA loan, the experts at BayFirst have some tips to share. Read our blog to learn more.
 

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Small Business Spotlight: Loyd Have Mercy

March 3, 2022

What started as a childhood chore turned into a lifelong passion for Dr. Andrew Loyd, owner of Loyd Have Mercy Restaurant in Titusville, Florida. Learn more about Loyd and his inspiring journey that led to owning the only black-owned restaurant on Washington Avenue.

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Tips for Starting Your Small Business from Pop Goes the Waffle Founder Sara Fludd

February 25, 2022

Before Black History Month comes to an end, we’re sharing some advice for starting your small business from Black woman business owner – and valued client – Sara Fludd, the Founder and Chief Waffle Officer of Pop Goes the Waffle.

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Financial Resolutions for the New Year

December 29, 2021

While many will vow to commit to exercise and dieting as part of their New Year’s resolution, it’s also a good idea to take stock of your financial situation and include some fiscal goals. Examining your overall savings plan, wasteful spending, and debt can help you get your financial health in tip-top shape and increase your prosperity.
 

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Getting to Know Government Loans

December 15, 2021

While it’s always important for buyers to understand the loan options available to them when purchasing a home, in today’s hot real estate market it could make all the difference – especially for first-time homebuyers or others who may have trouble qualifying for conventional mortgages.
 

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Finding Ways to Celebrate Small Business Saturday

November 27, 2021

Ready or not, the holiday season is in full swing, meaning the search for gifts for loved ones has officially begun. This Small Business Saturday, BayFirst encourages those who are kicking off their holiday shopping to consider starting their spree at a small business and helping to provide a much-needed fiscal boost before the end of the year.
 

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Are You Thankful for Your Bank?

November 25, 2021

Thanksgiving brings with it an opportunity to reflect on all of life’s blessings. And, since many will include financial stability on their list, it is also a great time to ask yourself if your bank can be doing more to help you reach your financial goals. 

 

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Dispelling Myths about VA Loans this Veterans Day

November 9, 2021

This Veterans Day, BayFirst is dispelling myths about VA loans and underscoring why all sellers should consider choosing a military buyer using one.
 

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Being Financially Prepared for a Disaster

October 28, 2021

Disasters come in many forms – from hurricanes to heat waves, wildfires, flooding, car accidents and everything in between – but all have one thing in common: they can result in overwhelming financial costs.
 

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