13 Month CD - 3.21% APY*

Save with certainty on your terms.

Open Today!

Interested in earning interest? Open a Certificate of Deposit with BayFirst and enjoy the peace of mind of a fixed rate while building your savings, with terms ranging from a few months to five years.

Fixed Interest Rates

Short- and Long-Term Options

Guaranteed Returns

Additional Highlights

  • Only $1,000 to open
  • Terms from six months to five years
  • Interest compounded daily and paid quarterly or at maturity
  • IRA options are available
  • Track growth with Online Banking
  • Easy on-line opening

Do you have a solid savings plan for what’s next?

Your money. Your Savings. Your timeframe. Whatever you’re saving for, however far off in the future, our CD options have you covered.

Open now. Account Disclosures

What's Next?

  • Gather Your Information

    You’ll need your social security number, proof of address, and a valid, government-issued ID.

  • Fill Out The Application

    We’ll just need a little paperwork.

  • Provide the Minimum Deposit

    We only require $1,000 to get started.

  • Start Saving

    Enjoy mobile banking app and online banking.