BayLive Money Market

The bigger your balance, the greater your rate. If you have an active checking account with us, you can open a BayLive Money Market Account and start earning more with our best rates.
 

Get Started Today.

Higher Rates. Higher Rewards.

Earn 3.01%

On balances $50,000 or more

Earn 1.01% APY

On balances $25,000 - $50,000

Earn .50% APY

On balances $10,000 - $25,000

More Than Your Next Account

In addition to rates that grow with your balance, your BayLive account comes with access to BayFirst’s 55,000 free ATMs, online and mobile banking, friendly and knowledgeable experts at all our banking location, and more.
 

Get Started

Ready to get a bigger balance with bigger rates?

Apply now. Visit one of our banking centers. How to Waive Fees

Why BayFirst?

At BayFirst, we’re Here for What’s Next®, including your next money market account. For more than 20 years, we’ve helped customers get the most from their money so that they are ready for whatever’s next. Let us help you, too.
 

Open Your Account Today
BayLive Money Market: Must have an active checking account to receive 3.01% APY (Annual Percentage Yield) on balances of greater than $50,000, or 1.01% APY on balances of $50,000 to $25,000 or 0.50% APY on balance of $25,000 to $10,000 or 0.05% APY on balances below $10,000.  If BayFirst Checking account is non-active, APY will adjust to 0.05% APY for all balances. Minimum $100 to open. Fees may reduce earnings. Rate is effective as of 07/22/2022. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited.