Kids 12 and under can establish strong saving habits and learn smart money skills with this free app. Visit your local banking center today to open your account and receive your swag bag!
Cash Kids Club members enjoy free Kids Club Saturdays at our banking centers on the third Saturday of each month AND free admission to one of our community partners on the first Saturday of each month! Meet our community partners and see all upcoming club events at the links below!
Meet Our Partners
Learn & Earn at the Same Time
Cash Kids Corner Newsletter
Check out our Cash Kids Corner Newsletter for fun activities, financial education resources and more!
All Club Members Receive:
- A competitive interest rate
- Free Tampa Bay Rowdies mini soccer ball
- A cool t-shirt
- Free online banking
- Free eStatements
- Six free withdrawal/transfer per monthly statement cycle
- Only $10 to open
- No monthly maintenance fee
- $1 per transaction in excess of six each monthly statement cycle
Smart Banking for the Next Generation
Establish a foundation for strong financial habits and teach them smart money skills with easy, free services like online banking and mobile banking and watch your young saver – and their savings – grow.
Cash Kids Club Savings is a tiered, interest-bearing savings account. The interest rate and corresponding annual percentage yield (APY) are tiered. If the daily balance in the account is $500.00 or less, the interest rate paid on the entire balance will be 4.92% with an APY of 5.04%. An interest rate of 2.97% will be applied on daily balances between $501.00 and $3,000, the APY for this tier will range from 5.04% to 3.35% depending on the balance in the account. An interest rate of 1.73% will be applied on daily balances above $3,000, the APY for this tier will range from 3.35% to 1.75%, depending on the balance in the account. Interest rate is effective as of 07/13/23. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees may reduce earnings. No minimum balance requirement. Minimum to open is $10.00. Limited to one Cash Kids Club Savings account per child. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited. The methods of account access vary by product type, and certain account access methods may not be available with all products. At the age of thirteen (13), the account will be converted to a Statement Savings account.
You are now leaving the BayFirst website. By clicking the 'OK' button below, you will enter a different website created, operated and maintained by a private business or organization. BayFirst is not responsible for the content, views, or privacy policies of this website. We take no responsibility for any products or services offered by this website, nor do we endorse or sponsor the information it contains. In addition, websites may change location, ownership and address frequently. BayFirst is not responsible for the accessibility of this link. Would you like to continue?