The right account is a difference maker too.

NOW Business Interest Checking offers nonprofits, clubs, and sole proprietorships tiered interest rates that reward higher balances. Maximize your resources while staying focused on leaving your mark.

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No Monthly Fees

Enjoy zero monthly maintenance or account fees.

55,000 Free ATMs

Access your cash easily with our nationwide network of ATMs.

$100 to Open

Open your account with a low minimum deposit of only $100.

Why BayFirst?

At BayFirst, we’re Here for What's Next® for the community, and that includes supporting the businesses that are out there making a difference. If you're looking for a checking account with big returns designed with you in mind and without all the fees, now is the time to consider NOW Interest Checking.  Let your checking account work hard for you, while you work hard to make a difference.

A banking solution that supports your cause.

Take advantage of great perks and features while you take action.

Account Features

  • Only $100 to open
  • Tiered interest rates with a $500 minimum balance to earn interest
  • Unlimited transactions
  • No per-item charges*
  • Instant-issue contactless business debit card
  • Access to 55,000 free ATMs nationwide

Online & Mobile Banking

  • BayFirst Mobile Banking App
  • 24/7 Online and Mobile Banking
  • Online bill pay
  • Bank-to-bank transfers
  • Mobile deposit and free eStatements

Other Benefits

  • Free imaged check bank statements
  • Notary services
  • Customer support through the BayFirst Call Center
  • Cash management solutions
  • Fraud protection services

NOW is the time to grow your nonprofit.

With interest rates that grow with your balance and no monthly fees, you can earn more for your cause while you focus on your mission. With NOW Business Interest Checking you'll enjoy all the perks of a checking account designed just for you and your organization. Don't wait. The time is NOW.

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Still have questions?

NOW Business Checking FAQs

This account is designed for non-profits, including educational institutions, religious organizations, charitable groups, and clubs. It is also great for sole proprietorships that focus on community or charitable work.

We'll just need your business registration, proof of business address, a certificate of good standing, a government-issued ID, and EIN (Employer Identification Number). Nonprofits will also need to provide their 501(c)(3) tax exemption, while clubs must provide organizational documents.

A $100 minimum deposit is required to get started. 

No. NOW Business Checking has no monthly maintenance fees and no minimum balance requirements. A $500 minimum balance is required to earn interest.

Opening an account is simple. You can start the process online, visit one of our branches, or contact our business banking team. We’ll guide you through from start to finish and set you up for success based on your unique needs.
*All deposited items (including deposit slips) and other credits to the account plus all withdrawals, transfers, and other debits from the account, whether by check, debit card, automated clearing house (ACH) or otherwise.