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8 Myths About Small Business Loans

August 3, 2022

While most are aware of the Small Business Administration (SBA) and the loans it funds to provide small business owners the capital they need to start or expand their businesses, many misperceptions exist about SBA loans themselves – from eligibility requirements to applying, terms, uses and more. To help set the record straight and ensure business owners understand how an SBA loan can provide financing they wouldn’t otherwise qualify for, the SBA lending experts from BayFirst have pulled together (and debunked) the top eight myths about SBA loans below.
 

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Take Advantage of Increased Home Value

July 25, 2022

Home prices are surging across the country leaving many homeowners looking for ways to tap into their increased home equity to better position themselves financially. If your home’s value is high, now could be a smart time to take advantage to set yourself up for future success, too.

To help homeowners do just that, the residential mortgage experts at BayFirst have compiled a list of ways to maximize the value of your home while home prices hover at record highs.
 

Keep Reading Take Advantage of Increased Home Value >

Budgeting For Summer Break

July 15, 2022

The final weeks of summer are upon us, and inflation is continuing to heat up everyday expenses, leaving many families looking for ways to stay within budget without missing out on the fun leading up to the school year. To help, the experts at BayFirst have compiled the following list of tips to ensure the rest of summer break doesn’t break the bank.
 

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Cash Kids Club Provides Summer Fun (and Important Lessons)

June 27, 2022

You’re never too young to benefit from lessons about saving, budgeting and more. So, if you’re looking for fun activities for the kids in your life this summer, look no further than BayFirst’s Cash Kids Club, designed to teach children ages 12 and under the skills they need to succeed financially.
 

Keep Reading Cash Kids Club Provides Summer Fun (and Important Lessons) >

With Adjustable-Rate Mortgages on the Rise, When Should You Say YES to an ARM?

June 10, 2022

With rising interest rates and continued housing appreciation, many borrowers are concerned about missing out on homeownership due to overall affordability, leaving them searching for any competitive advantage they can find. As a result, mortgage lenders are seeing an increase in Adjustable-Rate Mortgages (ARMs).
 

Keep Reading With Adjustable-Rate Mortgages on the Rise, When Should You Say YES to an ARM? >

Ensuring Your Small Business is Summer Ready

May 19, 2022

Summer is fast approaching bringing with it both challenges and opportunities for small businesses of all kinds. Whether your business heats up during this season or experiences a slowdown, now is the time to prepare so you can play it cool in the months ahead.
 

Keep Reading Ensuring Your Small Business is Summer Ready >

Improving Financial Literacy Among Children in Underserved Communities

April 15, 2022

Managing money wisely is fundamental to achieving success. However, financial education is rarely taught at schools in underserved communities, limiting the ability of low to moderate-income students and students of color to achieve financial security throughout their lives.
 

Keep Reading Improving Financial Literacy Among Children in Underserved Communities >

Steps to Take Before House Hunting this Homebuying Season

April 12, 2022

Spring homebuying season is fast approaching, bringing with it the potential for even more demand and higher prices, all while mortgage rates continue to rise. In short, this year’s traditional selling season is shaping up to be anything but. 

Keep Reading Steps to Take Before House Hunting this Homebuying Season >

Tips for Small Businesses Seeking Loans in the Face of Inflation

March 28, 2022

As inflation extends its hold on US small businesses, many owners are reaching their tipping points and turning to banks for help. To assist small business owners navigate the current economy and increase their chances of getting approved for an SBA loan, the experts at BayFirst have some tips to share. Read our blog to learn more.
 

Keep Reading Tips for Small Businesses Seeking Loans in the Face of Inflation >

Small Business Spotlight: Loyd Have Mercy

March 3, 2022

What started as a childhood chore turned into a lifelong passion for Dr. Andrew Loyd, owner of Loyd Have Mercy Restaurant in Titusville, Florida. Learn more about Loyd and his inspiring journey that led to owning the only black-owned restaurant on Washington Avenue.

Keep Reading Small Business Spotlight: Loyd Have Mercy >

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