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Hashing out the Differences Between a HELOC and Home Equity Loan

August 31, 2022

While many recognize both home equity loans (HELOCs) and home equity lines of credit are available, not all are aware of the differences between the two and which is best for their specific needs. To help, the personal loan experts at BayFirst have created the below HELOC vs. Home Equity Loan cheat sheet to use when you’re ready to maximize the value of your home to tackle your next project or cover an expense.
 

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Take Advantage of Increased Home Value

July 25, 2022

Home prices are surging across the country leaving many homeowners looking for ways to tap into their increased home equity to better position themselves financially. If your home’s value is high, now could be a smart time to take advantage to set yourself up for future success, too.

To help homeowners do just that, the residential mortgage experts at BayFirst have compiled a list of ways to maximize the value of your home while home prices hover at record highs.
 

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With Adjustable-Rate Mortgages on the Rise, When Should You Say YES to an ARM?

June 10, 2022

With rising interest rates and continued housing appreciation, many borrowers are concerned about missing out on homeownership due to overall affordability, leaving them searching for any competitive advantage they can find. As a result, mortgage lenders are seeing an increase in Adjustable-Rate Mortgages (ARMs).
 

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Steps to Take Before House Hunting this Homebuying Season

April 12, 2022

Spring homebuying season is fast approaching, bringing with it the potential for even more demand and higher prices, all while mortgage rates continue to rise. In short, this year’s traditional selling season is shaping up to be anything but. 

Keep Reading Steps to Take Before House Hunting this Homebuying Season >

Getting to Know Government Loans

December 15, 2021

While it’s always important for buyers to understand the loan options available to them when purchasing a home, in today’s hot real estate market it could make all the difference – especially for first-time homebuyers or others who may have trouble qualifying for conventional mortgages.
 

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Dispelling Myths about VA Loans this Veterans Day

November 9, 2021

This Veterans Day, BayFirst is dispelling myths about VA loans and underscoring why all sellers should consider choosing a military buyer using one.
 

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Why Your Loan Originator Can Make All the Difference When Buying a Home

October 26, 2021

Few buyers are experts when it comes to the home loan process. So, when buying a home, it’s important to choose a bank that offers not only quality products to fit your individual needs, but also dedicated professionals who will go the extra mile to ensure the home of your dreams becomes a reality.

That’s what BayFirst Residential Loan Originator Diana Schwarz does for every customer she works with.
 

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Why to Refi: Six Important Things to Know About Refinancing

September 3, 2021

At a time when refinancing can result in substantial savings, it’s important that all homeowners understand the reasons for refinancing, the benefits associated with it, the steps involved, and the things they can do to expedite the process. To help, we’ve compiled a list of the top six things to know about refinancing with the help of our expert team of residential lenders.

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Move Faster With Our Buyer Ready Program!

June 15, 2021

While buying a new home is exciting any month of the year, it can also be a stressful, time-consuming process.  Fortunately, our Buyer Ready Program can help get you an early start on the home loan process.  Click here to learn more about how you can get ahead when buying your new home.

Keep Reading Move Faster With Our Buyer Ready Program! >

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