Whatever Your Next Move, Be Ready For What's Next With A Home Loan From BayFirst.

Whether your relocating, renovating, or refinancing, our experienced lenders can help make your dream home a reality with a wide range of loan options.

Learn More About Our Products Refinance

The Application Process Is As Easy As 1,2,3

1. Apply Online

Take the first step toward home sweet home. Apply online or using our mobile app

2. Get Approved

See how much you’re approved for and move ahead with confidence 

3. Close Your Loan

Follow our lead and get to that closing, fast!

Get Started Today

Everything You Need For Your Next Home Loan Under One Roof

With a variety of loan solutions, we have the right fit for your next loan!

Find Your Next Loan

Home Purchase Calculator

Estimate the monthly payment on your next mortgage by utilizing our calculator.

Show Me My Monthly Payment

Refinance Calculator

Estimate the monthly payment on your refinanced mortgage by utilizing our calculator.

Show Me My New Monthly Payment

Resource Center

Spring Forward with Home Renovations This Spring

March 9, 2023

Spring is known as a time to start fresh, which makes it one of the most popular times for home improvement projects. And, with high home prices and many owners on the sidelines waiting for a better time to buy their next home, this spring could be a great time to tap into your home’s equity to cover the renovation costs. 

Keep Reading Spring Forward with Home Renovations This Spring >

Hashing out the Differences Between a HELOC and Home Equity Loan

August 31, 2022

While many recognize both home equity loans (HELOCs) and home equity lines of credit are available, not all are aware of the differences between the two and which is best for their specific needs. To help, the personal loan experts at BayFirst have created the below HELOC vs. Home Equity Loan cheat sheet to use when you’re ready to maximize the value of your home to tackle your next project or cover an expense.
 

Keep Reading Hashing out the Differences Between a HELOC and Home Equity Loan >

Take Advantage of Increased Home Value

July 25, 2022

Home prices are surging across the country leaving many homeowners looking for ways to tap into their increased home equity to better position themselves financially. If your home’s value is high, now could be a smart time to take advantage to set yourself up for future success, too.

To help homeowners do just that, the residential mortgage experts at BayFirst have compiled a list of ways to maximize the value of your home while home prices hover at record highs.
 

Keep Reading Take Advantage of Increased Home Value >