Updated System Requirements
Like all non-conventional mortgages, USDA loans are backed by the government, in this case the U.S. Department of Agriculture. USDA loans do not require a down payment and offer favorable terms, but can only be used to purchase homes in eligible rural areas.
If you and your home qualify, there are some great incentives that come with a USDA loan.
At BayFirst, we’re Here for What’s Next®, including your new address. But before you can say “see ya” to the city, you’ll need to find the right mortgage. For more than 20 years, BayFirst’s expert mortgage lenders have been helping buyers like you find the best rates, terms, and loan types to get you moving into the rural residence of your dreams.
Unsure if an USDA loan is your best option? We can help you weigh your options.
Use the BayFirst Buyer Ready Program to get preapproved and ahead of the competition.
Stay within your preapproved limit, keeping in mind closing costs, inspections and other additional fees associated with buying a home.
Once you’ve found the home you want, you’ll lock in a rate as the application is processed.
After the application process is complete, you’re clear to close, grab the keys and move on in.
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