Digital and Mobile Banking

BayFirst makes banking from anywhere easy. With online and mobile banking plus free digital solutions like bill pay, money transfers, and person-to-person payments, you can bank securely, wherever you are.

Digital Banking Features

Zelle®

Send and receive money safely and easily from your phone.

Online Banking

Manage your account on our site using any device and take advantage of free online banking tools.

Mobile Banking App

Access your account on the go using our app on a tablet or smartphone.

Online Check Deposits

Deposit checks with the snap of a photo and the click of a button.

My Credit Manager

Monitor your credit score and learn what could affect it.

Forward Pay

Get paid early with direct deposit and access your money up to two days sooner.

Bank-to-Bank Transfers

Transfer funds from bank to bank for free.

Smart Pay

Pay your BayFirst loan online or in person from any bank account.

Have Questions?

Download on the App Store
Get it on Google Play

Mobile App

The BayFirst app lets you bank from the palm of your hand.

  1. Enroll Now

    Apply for your BayFirst account and set up your login for our online banking portal.

  2. Download the App

    Get the BayFirst app in the app store and log in to bank from anywhere.

  3. Manage Your Accounts

    Pay bills, see statements, send payments and more from your online and mobile banking accounts.

My Credit Manager

Use our free credit score tool to stay on top of your finances and check your credit report.

  • Get notifications when your score changes
  • See how your score might change when you take out a new loan or credit card
  • Get a free credit report
  • Monitor your debt in one spot

Bank-to-Bank Transfers

Move money between your BayFirst checking or savings account and your account at any other bank for free.

  • Easy bank transfers take just a few clicks
  • Move money with no fees

Forward Pay

Get paid early with Forward Pay and direct deposit.

  • Get your direct deposit up to two days early
  • No sign-up required
  • Availability varies based on employer

What's Next? Get Started

Why BayFirst?

At BayFirst, we’re Here For What’s Next® in a digital world. With convenient, safe and secure online and mobile banking tools – including an app, and other free digital banking services – you can manage your accounts with certainty wherever life takes you next.

Enroll Today

Online and Mobile Banking FAQ

BayFirst uses cutting-edge technology and encryption to ensure your online and digital banking is safe and secure. The privacy and safety of your financial information is our top priority, and we are proud to offer you worry-free online banking.

Zelle is a digital banking tool that lets you safely and securely send and receive payments from person to person. No need for cash, checks, or IOUs. 

Smart Pay allows you to pay your BayFirst loan online or at one of our banking centers, from any account, so you never miss a payment.

BayFirst’s Bank-to-Bank Transfer tool lets you move money between your BayFirst checking or savings account and your account at any other bank for free. Simply log in using the BayFirst app or through online banking and find the transfer button to get started. You will need to provide account or routing numbers for external accounts.

BayFirst uses Forward Pay, and you can get your direct deposit up to two days early. Getting your paycheck early depends on the timing of when we receive your employer’s payment file.

Once you’ve opened an account with BayFirst, you’ll receive information on how to enroll in online banking – click here and set up your account through our portal. Once you’ve enrolled, you can access your information through BayFirstFinancial.com or our mobile app.

Available through online and mobile banking, you can use My Credit Manager to get a free report, set up notifications to be alerted of any changes in your credit report, and more. Check out all the options on the My Credit Manager dashboard available through the online and mobile banking.