Boat Show Specials

Set a course for life on the water with a boat or personal watercraft loan. Visit us at the Tampa Bay Boat Show for special offers and great loan rates. See rate details below.

 
Florida State Fairgrounds:
4800 U.S. 301 Tampa, FL 33610
Booth: #56

Friday, March 1: 10 a.m. - 5 p.m.
Saturday, March 2: 10 a.m. - 5 p.m.
Sunday, March 3: 10 a.m. - 5 p.m.

180 Months at 6.24% APR*

No money down on loans up to $100,000

$428.44 / MONTH

Purchase Price: $50,000
Loan Amount: $50,000
100% Financing - No Money Down

$642.66 / MONTH

Purchase Price: $75,000
Loan Amount: $75,000
100% Financing - No Money Down

$856.88 / MONTH

Purchase Price: $100,000
Loan Amount: $100,000
100% Financing - No Money Down

180 Months at 6.24% APR*
240 Months at 5.99% APR*

10% down on boat loans $100,001 up to $250,000

$1,156.79 / MONTH
180 MONTHS
$966.40 / MONTH
240 MONTHS

Purchase Price: $150,000
Loan Amount: $135,000
10% Down Required

$1,542.38 / MONTH
180 MONTHS
$1,288.54 / MONTH
240 MONTHS

Purchase Price: $200,000
Loan Amount: $180,000
10% Down Required

BayLive Checking

Take advantage of a 0.5% APR* rate discount when you set up Autopay using a BayLive Checking account. Open in minutes, from anywhere.

Open Now

Stop By and See Us

Meet our team of experienced lenders in-person at upcoming boat shows.
Learn about our special boat show rates, pick up BayFirst boating swag, and apply for a loan onsite.


 

Outdoors Expo & Boat Show

At Armature Works
1910 Ola Ave N. Tampa, FL

Friday, April 5: 12 - 6 p.m.
Saturday, April 6: 10 a.m. - 6 p.m.
Sunday, April 7: 10 a.m. - 5 p.m.

Booth #: 29 
 

Suncoast Boat Show

At Marina Jack
#2 Marina Plaza, Sarasota, FL 34236

Friday, April 19: 10 a.m. - 6 p.m.
Saturday, April 20: 10 a.m. - 6 p.m.
Sunday, April 21: 10 a.m. - 5 p.m.

Booth #: TBD

Tampa Bay Boat Show

At Florida State Fairgrounds
4800 U.S. 301 Tampa, FL

Friday, June 21: 12 - 6 p.m.
Saturday, June 22: 10 a.m. - 6 p.m.
Sunday, June 23: 10 a.m. - 5 p.m.

Booth #: TBD

Boat & Watercraft FAQ

BayFirst can finance the purchase of nearly any recreational watercraft, though we typically finance motorboats, jet boats, yachts, sail boats, jet skis and pontoons. Have something else in mind? Talk to a BayFirst lender.

No, we can finance both new and used watercraft purchases.

A typical boat loan term can vary depending on factors such as the loan amount, the borrower's creditworthiness, and the lender's policies. However, boat loan terms commonly range from two to twenty years, and it’s best to discuss your options with a lender to find the term that’s best for you.

Yes, we offer boat loan refinancing and loans to purchase new and used boats.

The better your credit score, the more likely you will be to qualify for a boat loan. Talk to a BayFirst lender to discuss your score and options. 

Unlike many banks, BayFirst does not charge application, origination, processing, or underwriting fees for boat loans. The only closing costs associated with the loan are the state required fees for title registration or ship mortgage and documentary stamp tax.

No, BayFirst does not charge a pre-payment penalty for boat or watercraft loans.

No, you do not need to attend a boat show to take advantage of our promotional rates. Boat show rates are offered for a limited time during the promotional period listed. See details on our website disclosure below.

For vessels measuring up to 26 feet in length, a title registration through the state of Florida is required.  For vessels larger than 26 feet, a ship mortgage is required as collateral.

BayFirst NMLS#806183. All loans subject to approval, including credit approval. Income, credit and property restrictions may apply. Other programs available. Programs subject to change or termination without notice. Rates are valid February 23 - March 3, 2024.
*6.24% APR (Annual Percentage Rate) rate and 5.99% APR includes the .50 rate discount, must have an active BayLive checking account with autopay set up to receive this rate.