CreditBench Powered by BayFirst Financial

A Top National Lender for Loans Under $350,000

The CreditBench team delivers proven strength in the market backed by the ongoing support of BayFirst, plus a bold vision for continued growth. Now business owners like you can take advantage of the deep bench strength of America’s top-performing SBA lending team combined with even more streamlined processes and advanced technology.

Smart funding is the foundation of your business. Put the CreditBench experts to work for you today.

CreditBench Makes Obtaining Your SBA Loan Fast and Simple

Expert Team

Streamlined Process

Preferred Lender

The CreditBench team is a nationwide leader in SBA lending.

We are the SBA loan expeditors. Our expert team, streamlined process, and Preferred Lender status allow us to deliver your funding quickly. From our signature FlashCap™ SBA loans up to $350,000—often funded within 10 days of a completed application package—to our Premier SBA loans up to $5,000,000, we can help you get from research to application to closing as effortlessly as possible, so you can get back to growing your business.

Over $1 Billion in SBA Loans Produced

Streamlined Loan Processing

Preferred SBA Lender

Small Business Loan Options and Benefits

By partnering with the federal government, SBA loans serve businesses that might not otherwise meet conventional loan requirements. We are dedicated to growing businesses across the nation by offering flexible lending options and customized terms to fit your needs. With several SBA loan options, we can help provide access to the financial support you need to start a new business or expand an existing one.

FlashCap™ SBA Loan

$350,000 and under FlashCap loans provided by CreditBench are ideal for your expedited small business lending needs. Available for nationwide lending, with our FlashCap process, you can be approved quickly and fund within as little as 10 days from receipt of a completed application package. With fast funding and low interest rate options, our FlashCap loans can save your business money when compared to other online lender alternatives!

Best for
  • Debt Refinance
  • Equipment Purchase
  • Working Capital
  • Commercial Real Estate Purchase

Premier SBA Loans

$350,000 - $5,000,000 Premier SBA loans by CreditBench give you access to capital for almost all of your small business needs up to the $5,000,000 SBA loan maximum. These loans require the most documentation. However, they give you the resources to meet your largest growth-funding needs.

Best for

  • Debt Refinance
  • Equipment Purchase
  • Working Capital
  • Commercial Real Estate Purchase
  • Ground-up Construction
  • Real Estate Renovation
  • Start-up Business
  • Franchise Financing
  • Business Acquisition

The FlashCap™ Advantage

FlashCap™ Loan Online Alternative Lender
Loan Amount
$100,000 $100,000
Interest Rate*
7.5% 25%
Months to Repay
120 18
Monthly Payment
$1,187 $6,719
Annual Loan Payment
$14,244 $80,630
Monthly Savings: $5,532
Annual Savings: $66,386

* Based on current Wall Street Journal prime rate plus 2.75%. Savings are subject to the prime rate at the time the loan is made.

See what our amazing customers have to say!

Lisa & David Douglas

Crosstown Couriers

“I wouldn't consider going any other route than first calling up on BayFirst.  For the level of service, I can't really think of one complaint that I have!”

Dr. Raul Buso

Haines Road Animal Hospital

“We put our best foot forward, they put their best foot forward and we got the deal closed with 24 hours to spare!”

Get Started

Our managers offer specialized expertise in finding and securing the best loan type for you and your business needs in order to help you reach the next level.  Call our toll free Portfolio Management number today at 833.220.2792