First Home Buyer

SBA 7(a) Loan Program

Ready to start or improve your business? The SBA 7(a) loan program is the most popular of all SBA loan programs because it provides small businesses funding up to $5 million which can be used for a wide range of business projects and purchases. 

SBA 7(a) Loan Features:

  • Loans up to $5 million
  • Low interest rates
  • Longer repayment terms than conventional business loans
  • Flexible payment schedule
  • Fixed and variable financing options
  • Streamlined processes
  • Advanced technology
  • Personalized service
  • Faster decision times
  • Quicker access to your funds

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Why BayFirst?

Your business is our business. And when you borrow or refinance using an SBA 7(a) loan from BayFirst, you get the powerful backing of one of the nation’s top SBA lending divisions, fast access to your funds thanks to our SBA Preferred Lender status,  and the personal attention and guidance our experts provide at every turn.

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SBA 7(a) Loan Uses:

With your SBA 7(a) loan you can fund almost all your small business needs:

  • Increase cash flow
  • Purchase furniture, fixtures and supplies 
  • Buy equipment, machinery or materials 
  • Purchase real estate
  • Fund the construction or renovation of a building
  • Complete an acquisition 
  • Refinance existing debt
  • Hire employees
  • Support marketing costs