Personal Banking

At BayFirst, we're here for what's next. We believe in banking that fits your lifestyle. With access to over 55,000 free ATMs, pet-friendly branches that welcome your furry friends, and cutting-edge online and mobile banking products, we offer a seamless banking experience for every stage of life. Whether you're opening your child's first savings account through our kids' club or seeking exclusive benefits for those over 50, our diverse range of personal banking products is designed to meet your unique needs.


Check out this financial education tool, Checking Navigator to help you with your banking knowledge.

Your Next Account

Personal Checking

With several options to choose from, each with its own set of benefits, we're sure you can find your next checking account with us.

Compare Checking Accounts

Personal Savings

Short term, long term, and everywhere in between, BayFirst has the savings tools to help everyone reach their savings goals. Whether you’re just getting started or you’re a savvy saver, we’ve got the options you need to help your money grow.

Compare Savings Accounts

Vehicle Loans

Hit the road, dirt, or water in style with our comprehensive vehicle loan options, encompassing everything from boats and autos to RVs and watercraft. Whether it's your very first car or the latest addition to your collection of recreational vehicles, Explore our vehicle loan options.

Explore Vehicle Loan Options

Home Equity Loans

Your next remodel? Your next kid going off to college? Your next vehicle? Whatever’s next, BayFirst wants to help you get there with a low-interest Home Equity Loan.

Home Equity Loans

Mortgage Loans

Our experienced lenders are here to help make your dream a reality with a wide range of loan options, including refinancing your current mortgage. See which option is right for you.

Mortgage Loans