Simply Free Checking

Banking should be easy. That’s why we offer Simply Free Checking. With a straightforward application process, no monthly service charges, online and mobile banking, 55,000 free ATMs, you can open your Simply Free online checking account right now.

Open an Account

Features

Your Simply Free Checking account is just like it sounds. Enjoy:

Convenient account management
Mobile banking app with mobile deposit
Instant issue debit card
Access to 55,000 free Allpoint and Publix Presto! ATMs
Online banking and bill pay
eStatements
Notary service
Just $100 minimum to open

Have Questions?

Why Bayfirst

At BayFirst, we’re Here For What’s Next® - including your next account. As one of the banks where you can open a free checking account, BayFirst not only gives you Simply Free Checking, but also access to all of the benefits of banking with us. See why BayFirst has been the bank of choice for Tampa Bay community members. We’d love to be your bank too.

Talk to a Team Member

What's Next?

Curious about how to open your Simply Free checking account? You can start online or in person. You'll just need to:

Gather Your Information

You'll need your social security number, proof of address, proof of income, and a valid, government-issued ID.
Fill out the application

We'll just need a little paperwork.
Provide the minimum deposit

We only require $100 to get started
Start using your checking account

Once your account is open, you'll receive a debit card on the spot, plus access to our mobile banking app and online banking.

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Simply Free Checking

Features

Have Questions?

Why Bayfirst

What's Next?

Gather Your Information

Fill out the application

Provide the minimum deposit

Start using your checking account