Partner Program

Earn Referral Fees

Become an exclusive CreditBench partner today and receive referral fees on funded loans. Learn how we can help with your and your clients' needs by providing: 

  • Fast Loan Approvals
  • Quick Closings
  • Expedited Referral Fee Payments
  • The Support of a Dedicated In-House Team

Get Started Learn More

What Our Clients Have To Say

Lisa & David Douglas

Crosstown Couriers

“I wouldn't consider going any other route than first calling up on BayFirst.  For the level of service, I can't really think of one complaint that I have!”

How We Can Help Your Clients

We offer a variety of loan products to support your clients' financing needs: 

  • Debt Refinance
  • Working Capital
  • Equipment Purchases
  • Commercial Real Estate Purchases*
  • Ground-up Construction and Renovation Projects
  • Startup Businesses (less than 12 months in operation)
  • Franchise Financing**
  • Business Acquisitions & Partner Buyouts resulting in 100% ownership

*Properties must be owner occupied
**Franchisor must have at least 50 units in operation and be an SBA approved franchise


Get Started in 3 Easy Steps!

Step One - Get Started

Fill out our quick form to get started and request our partner program information packet. 

Step Two - Complete the Application

Complete our quick application and get verified as a CreditBench approved partner! 

Step Three - Access the Broker Portal and get started!

Set up your access to our broker partner portal and begin giving your customers access to expertise funding and the strong support of our CreditBench team. 

Why Choose CreditBench?

CreditBench powered by BayFirst is a nationwide preferred SBA lender with a history of providing exceptional service to help your clients acquire funding for their business needs. Headquartered in St. Petersburg, FL we are a top SBA lender in the nation and the #1 lender for SBA loans less than $350,000. 


Maximum Loan Amount: $5 million
Interest Rate: Variable rate based on the WSJ Prime Rate
Collateral: Personal guarantees required from all 20%+ owners
Terms: 10 years standard, 25 years for real estate

For-profit privately owned businesses located and primarily operating within the United States
  • Businesses that are small based on the SBA’s size standards
  • Businesses owned by individuals with good personal credit histories
  • SBA-approved franchises listed on the SBA Franchise Directory


  • Businesses engaged in lending and businesses whose sole purpose is to make speculative investments on an asset, including life insurance companies, finance companies, factoring companies etc.
  • Passive businesses, such as businesses that own properties and earn revenue primarily by collecting rent
  • Property managers are eligible though
  • Businesses selling through a pyramid plan or involved in gambling
  • Any company that sells a product or service not legal at the federal level
  • Businesses primarily engaged in religious, political, or lobbying activities